At Howard Bank, business is always personal. It’s the difference between a good banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. We believe that the fate of a business isn’t decided solely on numbers, but also the quality of the person sitting right in front of you. And we believe that good values are not old-fashioned, they’re how legacies are built. We want to be a place where we are making a difference. Whether we're making someone’s dreams come true, making their dollar stretch a bit further, or simply making their day a little brighter.


We offer personalized support for businesses in Baltimore, throughout Maryland, and into northern Virginia, Delaware, Pennsylvania, and Washington, D.C. As friends, colleagues, and neighbors who are invested in our local community, our goal is to help your business succeed. Our business banking options include:

  • Online & mobile business banking: Businesses can access accounts online 24/7. Learn more about online business banking and mobile banking for business.
  • Business checking: We offer multiple checking account options to fit your business. Find out more about business checking.
  • Savings & money market accounts: Grow the value of your extra business funds faster. Learn about our savings & money market accounts for businesses.
  • Treasury management services: We provide cash management support to help you manage your money more efficiently. Find out about our treasury management services.
  • Merchant services: We can help you set up a credit card, debit card, and other payment types. Learn about our merchant services.
  • Commercial loans and financing: We offer flexible business lending options to help you grow your company. Read about our commercial loans and financing.
  • Credit cards: Our credit cards for businesses make it easy to track your expenses. Find out about our business credit cards.


Our goal is to make personal banking a little more personal. We provide a wide range of personal banking options to fit your needs. If you need help, our team is here for you. Howard Bank services include:

  • Online banking: Our online banking platform makes it easy to access your accounts, transfer funds, and pay bills anytime, anywhere. Learn more about online banking.
  • Mobile banking: Howard Bank’s iPhone, Android, and tablet apps let you view transactions, deposit checks and transfer money with a mobile device. Find out more about mobile banking.
  • Checking accounts: Our straightforward checking account options include free personal checking and interest-bearing checking accounts. Learn more about our checking account options.
  • Savings & money market accounts: We help you plan for the future, with multiple options to fit your unique needs. Find out more about our savings and money market accounts.
  • Certificates of deposit (CDs): CDs give you the security of savings with a higher interest rate. Learn more about our IRA-qualified certificates of deposit (CDs).
  • Credit cards: We offer credit card options for people looking for rewards. We also have secured cards to build or repair your credit. Find out more about credit cards.
  • Personal loans & lines of credit: When you apply for a personal loan, a local banker – not a computer – will review your loan. Learn more about personal loans & lines of credit at Howard.

Ready to get started?

Open an account today! Call us at or stop by one of our branch locations to speak to a banking expert.

See our Schedule of Charges (PDF download) for details on account fees.