Howard Bank is committed to treating and using personal financial information about you responsibly. 霍华德银行隐私政策解释了我们收集的个人信息, why we collect it, how we protect it, and how and why. 我们还会告诉您如何行使您的个人信息共享和使用选择.

如欲浏览霍华德银行客户私隐政策,请按 here.

 

霍华德银行网上隐私声明

At Howard Bank, our commitment to protecting your privacy extends to our website and Online Banking services. This website/Online Privacy Statement supplements the comprehensive privacy statement that we provide to all of our customers and sets forth the additional procedures that we employ to protect your privacy online. This Statement is intended to help answer any questions that you might have concerning your privacy in connection with this website and online and mobile banking, and it describes the technological procedure that we have in place to safeguard any personally identifiable information that we collect about you online.

What is Howard's policy regarding the collection of information from those who visit this website?

  • 浏览和使用财务规划工具

如果您只是浏览本网站, we do not collect, capture, 或保留有关您的任何个人身份信息. Our financial planning tools are designed to assist you in making decisions concerning our loan, deposit, and other products. We do not receive any of the information that you input into our demos or other financial planning tools. 然而,我们确实收集了某些数据,但这些数据并不能识别您的个人身份. 我们使用这些数据来跟踪网站的使用情况, 比如点击率, pages visited, 以及用户会话的长度,这样我们就可以评估这个网站的有用性.

  • Online Applications

We collect personally identifiable information about you if you fill out an application that we have made available online for a loan or other product that we offer, 就像你通过邮件寄给我们你的申请一样. 我们将使用这些信息来考虑您的贷款或其他服务请求. 我们也可能将这些信息提供给第三方, 例如信用报告机构(如果我们正在考虑向您贷款), 或您或法律所允许的. Please see our comprehensive privacy statement for further details -- if you would like us to send you a copy, 请致电客户服务中心或发送 email request to Customer Service.

  • Online Banking

如果你从事网上银行全球十大网赌排行, 我们将收集您的个人身份信息, 就像我们亲自在分行办理交易一样. We will use this information (and may furnish it to a third-party service provider) to complete a transaction that you have initiated, 为您提供您所要求的服务, 或您或法律所允许的. Please see our comprehensive privacy statement for further details -- if you would like us to send you a copy, 请致电客户服务中心或发送 email request to Customer Service.

  • Mobile Banking & Howard Bank Card Control

我们可能会收集有关您的移动设备的信息,例如设备设置, 唯一的设备标识符, 关于您所在位置的信息, 以及有助于诊断和性能的分析信息. For your convenience, 您可能会被要求授予访问您的移动设备地理位置数据的权限. This information may be collected when you use certain services that are dependent on your mobile device’s location (such as the location of an ATM or in-store transactions). Please see our comprehensive privacy statement for further details -- if you would like us to send you a copy, 请致电客户服务中心或发送 email request to Customer Service.

若霍华德银行收集可识别个人身分的客户资料, 它在安全的网页上这样做吗?

Yes. 霍华德只在安全的网页上收集你的个人身份信息. 最高级别的验证, Extended Validation (EV)是最安全、范围最广的. With Extended Validation, the company requesting the certificate has to prove their identity as well as their legitimacy as a business. 您可以通过查看地址栏来判断一个站点是否具有EV证书. 浏览器显示一个绿色的地址栏和一个锁定图标的网站与EV证书, 如下图所示.

Secure Web Browser Views

DO NOT INPUT PERSONALLY IDENTIFIABLE INFORMATION ON A WEBPAGE THAT IS NOT IDENTIFIED AS BEING SECURE.

What is SSL?
SSL是一种名为安全套接字层(Secure Sockets Layer)的加密技术的缩写. SSL provides secure communications over the Internet by verifying that the server to which you are connected is the one it claims to be. 它还加密双方之间的所有交易.

What is encryption?
加密是在信息通过互联网发送时对其进行加密的方式. 当使用加密时,您的数据对任何其他方都无法解密. 当今互联网上最强的加密形式是128位加密. 为了安全起见,我们目前接受128位或更高的加密.

What are cookies?
Cookies是由网络服务器分配给您PC上的浏览器的数据片段. Cookies帮助网站识别回访者. So, 当你回到一个你曾经访问过的网站, 浏览器将这些数据返回给服务器. 发送cookie的站点是唯一能够读取该cookie的站点. 与关于cookie和在线隐私的报道相反, cookies do not contain viruses and most cannot reveal any personal information about you unless you willingly provide it as a user on a site.

这个网站使用cookie吗?
是的,尽管你可以设置浏览器拒绝cookie. If you do reject cookies, however, you may not be able to access or use all parts of this website. 拒绝所有cookies的另一种选择是在浏览时拒绝cookies, 但当你想使用网站的任何特殊功能时,接受cookie.

How do I reduce the chance that my information could be accessed by another person after I use a public computer?
如果你通过公共计算机获取信息, 比如在公共图书馆, it is important that you properly log off each interactive feature on the website that you have visited, such as Online Banking. 这将有助于确保您访问的安全和隐私.

About Children's Privacy:
Howard Bank's website is not designed to attract children under the age of 13 and it does not knowingly capture personal information about children.

这个网站连接到其他网站吗?
你可以从这个链接到其他网站. Be advised, however, that we do not control how the owners of other websites use information that you might provide to them, 我们不负责这些网站的隐私和安全. When you are leaving this site and going to a 3rd party site that is not affiliated with Howard Bank, 一个减速带会弹出,通知你现在要离开霍华德银行.com. We urge you to review the privacy policy of each website you visit before you provide them with any personal information. Any links from Howard Bank's website to other websites are intended to benefit you by providing quick access to products and services of others that may be of interest to you. These third-party websites are unrelated to Howard Bank and their owners/operators are solely responsible for such sites and for the quality of the products and services that they may offer through their websites. Consequently, Howard disclaims all liability for any third-party providers and for the fitness of their products and services. 

YOUR USE OF ANY LINK FROM THIS WEBSITE TO A THIRD-PARTY WEBSITE EVIDENCES YOUR AGREEMENT THAT YOU WILL NOT HOLD HOWARD BANK LIABLE FOR ANY CLAIM ARISING OUT OF YOUR USE OF, 或您通过以下途径获得的任何产品或服务, 链接的第三方网站.

Email:
We invite visitors to our site to use email to inquire or comment about our products and services. 您的电子邮件和我们的回复中的信息是不安全的. Additionally, 我们可能保留这些电子邮件信息的副本, our response, and your email address for a limited time for quality control purposes or to meet legal and regulatory requirements.

查阅资料受限制/联络我们:
We are committed to protecting your privacy and the security of the information that you share with us. We restrict access to personally identifiable information about you to those employees who need to know that information to provide you with the products or services that you have requested (or to third parties as described above). 如果您对本网站有关您的隐私有任何疑问或担忧, or if you would like us to send you our most current comprehensive Privacy Statement setting forth our policies concerning the sharing of customer information with affiliates or non-affiliates, please call us at .